How To Know it’s Time to File a Consumer Proposal



Consumer Proposals

I meet with individuals in Brampton Ontario often in a state of panic about their debt and their personal financial situation. They’ve avoided dealing with the problem for as long as they could and are now over the top as far as stress levels. The earlier you deal with debt problems, the more options you have. Here are some warning signs that it might be time to speak with a Trustee in Bankruptcy about filing…


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Debts Consultants and the Scams they Attempt



Consumer Proposals

The Scam “We’ll reduce your debts by 70% through a government mandated debt relief program” “We restructure your debt through a 100% legal program approved by the court” “We work for you and not your creditors” Have you heard of these catchy slogans from debt consultants who will tell you anything you would like to hear? Unfortunately, about 1 out of 4 individuals in Canada fall prey to these scam artists that will demand thousands…


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